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Things to Consider: - A few years ago if you referenced the term "credit crunch", most people would be puzzled. Today barely a single day can pass without the phrase seeing consistent if not constant use in the newspapers and on television. The credit crunch is a crisis that is affecting numerous financial institutions......
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- I have pulled the public data on the performance tab by hand in order to produce a spreadsheet of loan performance. This spreadsheet was then pivoted and aggregated in order to produce 1 month late curves by credit grade and Markov Chains which can be used (when 42 months of data is......
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- Every now and again, you stumble across one of those rare comic strips that compresses years of utter stupidity into ingenious simplicity. At the same time, you hope it grabs your funny bone and gives it a good shake. I found one of those this week with good ol' Dilbert.......
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