Car Title Loans Dublin Vs Payday Cash Loans
== Car Title Loans Dublin ==
Need immediate cash to tide you over till your next pay check comes in? Not eligible for a bank loan? If so, Car Title Loans and Payday Cash Loans might interest you. Let us look at these two options in detail.
The two loans can be compared as follows.
Collateral: Car title loan lenders give you a loan against your car as collateral. The loan amount is determined by the resale value of your car, and you get to keep your car. Your pay check is the collateral in the second option, payday cash loans, and you will have to give a personal postdated check to the lender.
Repayment cycle: Normally, car title loans are granted for a period of 30 days, with the option of rolling over to the next month. Payday cash loans are for 2 weeks or till the next paycheck.
Rate of interest: The rate of interest on payday cash loans is higher than that of car title loans. The interest rate, loan tenure, and additional fees are subject to state rules, and not all states offer these “quick money” schemes.
Credit worthiness: In both cases, your credit worthiness or lack of it is not of concern to the lenders. Whether you apply for payday cash loan on line or in person, you are required to have an operational checking account and your identification. In the case of car title loans, you should be the rightful owner of the vehicle that is to be used as collateral and 18 years of age with a valid driving license. If the loan and interest accrued are not repaid within the agreed upon time, you forfeit your car.
Yes, both alternatives are sources of on the spot cash within a few hours, and available for any short-term contingency. Make a careful study before going for either of the two loans. A valid point to be remembered is the rate of interest is very high, and if the consolidated amount is not paid back within the stipulated period, you will end up either paying through your nose or even losing your car.
Payday Loan Application
Get up to $1500 In 2 Steps
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