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• Money and love are complicated, as you might well know. On the money side, add to that 29% APR on one or more credit cards to a level of complication that includes another word: Expensive. This is what happens when either individuals or couples get credit cards that they cannot......
• I constantly see advertisements encouraging me to switch banks or get a new credit card. Get $300 in cash back, get a free roundtrip flight, and even Lending Club tells me that friends will get $200 just for signing up and funding their accounts. That's great if you were already......
• Bankruptcy is a legal way to deal with your debts if you cannot afford to pay them all. However the consequences of petitioning for bankruptcy, or having your creditors apply to have you made bankrupt, are far reaching so it is best to try and avoid it if possible by......
• A few years ago if you referenced the term "credit crunch", most people would be puzzled. Today barely a single day can pass without the phrase seeing consistent if not constant use in the newspapers and on television. The credit crunch is a crisis that is affecting numerous financial institutions......
• A new loan funded (Secure Borrower needs funds to complete rental houses — $25,000 at 12.00%).  I participated via my standing order: Mid DTI — AF.  Which is this loan was funded as a medium debt to income ratio and was an auto-funding loan.  The borrow had AA credit and......

Anaheim Car Title Loans have helped many to get back on their feet and prepare for the expense of the holiday season. The economic crush of the past couple of years has really hampered the holiday spirit for many hard working Americans.   Over the past two years more and more people have been impacted and it is reflecting in this yearâ??s holiday spending and general lack of excitement by consumers.

To make matters worse, all of the traditional lending institutions have also cracked down on their lending practices making it next to impossible to get short term loans with less than a three month long inquisition and dozens of supplemental documents.   That is probably one of the single biggest advantages of an Anaheim Car Title Loan â?? the documentation required is minimal and even bad credit is not a disqualifier.

So what are the realistic concerns about getting a car title loan in Anaheim?  First and foremost, many people mistakenly believe that they have to surrender their car â?? this is not true â?? you only hand over the title to your car.   And, as long as you make your regular payments, you will be getting that title right back as soon as you pay of the loan.   Of course if you donâ??t pay off the loan, you are using your car as collateral and will lose it.   However, if youâ??re thinking about taking out any loan that you canâ??t pay, then youâ??re looking for trouble no matter what.   Another drawback is that the interest rates can be high, but you have to keep in mind, everything is a tradeoff.   These are considered to be high risk loans because of the lax credit and documentation requirements.   Therefore, youâ??re not going to get a high risk loan for low interest â?? thatâ??s just not practical.   The reality is that if youâ??re looking for low interest loans, you shouldnâ??t consider a car title loan, but if you are looking for a quick fix to a short term problem they can be ideal as long as you know what you are getting yourself into.   Like anything, do the research and check it out for yourself.

• If you ever listen to Dave Ramsey, you know that he acknowledges that what he teaches is "abnormal" compared to the "normal" financial behavior we see engaged in by a substantial majority of American consumers.  I don't agree with everything that Ramsey preaches but his statements about normal financial behavior ring......
• I was shocked when I saw the following tweet by Leslie from 27andFrugal fame: It immediately caught my attention because amortization loans shouldn’t be paid forward like this, however, when I let Leslie know that was possibly making a mistake she didn’t believe me!  Despite not knowing Leslie I felt......
• When it comes to personal finance, most people are very familiar with the concept of cash flow. They know that their monthly pay represents cash flow in and checks written and automatic draft payments each month are cash flow out. As long as cash flow remains positive (the more positive......
• When I started this blog in May of 2006, I was pursuing all kinds of interesting investment opportunities. One of them was condohotels, which fortunately I didn't pull the trigger on. (If you haven't heard of condohotels there's a good reason.) Another opportunity was P2P Lending. I had been one......
• Welcome to the 18th edition of the Totally Money Carnival. This week's theme is spring, spring cleaning that is, and I ain't talking about those dust bunnies. I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips......